I agree with your point of view, society has lost the conscious focus on life's priorities, putting material need first.
On several occasions, I have tried to put myself in the shoes of those who have this way of thinking and doing things, but I have not been able to do so. I am one of those who always has the will to do what is consciously right in the face of any adversity, however, there are those who lack the will, creativity and tools to face these difficult situations.
A clear example is us, at least in my case, I am actively working in some websites, to try to get an income to help me supplement what I receive from my real job to meet the basic needs of our family, like you, I only go out when necessary, but as I said, not everyone has the tools, many do not have computers, and in my country Venezuela, we do not have at this time good quality internet services, which makes it difficult for those who do not have a monthly salary.
There are cases where the risk of going out to look for an income is justified, not having anything in the refrigerator while the children are crying is a strong reason for that, but there are those who have the resources to keep themselves safe and secure and they do not do it, thus allowing an increase in the probability of contagion in society.