This is great information in how to handle your own finances.....I was blessed to have parents who taught me the importance of handling money the right way & how to budget.
Now, of course, I still made mistakes as I got older, but I can say I have no debt & trying to keep my budget balance without severe restriction. It's more about being conscious of where your money goes & not to overdo it. I really love the book Total Money Makeover by Dave Ramsey. It really helped me reset my thinking on handling money.
And I agree with @ph1102, they should teach this in schools so kids would have the right foundation going out in the world. It effects so many things. Thanks for this great post & keep up the awesome work :)