RE: HF21 Active & Working? Yay!

That is awesome that you are positive about it. I am concerned that it is going to be even more of a struggle for the smaller accounts. I hope that isn't the case though. I am sure time will tell. The payouts aren't the only reason I am here, but I would be lying if I said I wasn't a little concerned about how much more those are going to drop for most of us.