Yes indeed it is. When you look at the returns offered right now by traditional investment which tend not to even be in whole figures no more!!

We had a discussion in discord about this delegation. They said it's better to give upvotes rather than sharing rewards everyday. But upvote of course the post that it's not a shitpost.

We decided to do like that in the future so we're not tolerating the money making here. For others especially those investors not acceptable but I think it's not that bad offer right? To make sure people keeo on posting quality content.

By the way I'm talking about iur community @hiveph in Philippines because we're just building. Just have an small amount hp for now. lol

I think it is a little bit low... Did you calculate what is the average APR of curangel?

Mine's 16% per hivestats tool just by trailing @curie but it will change soon now that I have shared it. :D

I have never tried trailing curangel/ocd/b because sometimes I see it voting to some higher pending payout posts but with my observation, sometimes, you still have the advantage of getting that decent consumer rewards if you have more HP than others voting early or later.

Beats your money sitting in a 3 year CD.

Posted Using LeoFinance

I'm about to hit 500 hive power soon and I might delegate 200 when I can. I am trying to earn more though and grow in the community. I think it's a okay investment for what you got.

I made a simple calculation for the best curation benefit this last should be the upvote you give multiple 3 times in the pay out that is the best, if we take in the consideration that you have to support newbies with quality content the best average is multiple in 2.5 times to achieve that we are all know someone who Upvote after 4 min from the post posted not like who's upvote after 1h or more earlier you are best curation you got so the best you can get with all that is how much you vote with multiple 2.25 times or 2 sometimes till 1.25, delegating is good if the delegated gives you a price in that range with taking in consideration the goal of this delegated if he will supporting the same goal you want to support with your HP, i calculated your score in my method the result is about 2.7 so far on the right way o think.

I get 6% on my BTC. In terms of other crypto’s and especially the traditional finance space, 8.31 would be considered a high APY. Especially if you believe the underlying asset will at least stay at the same price (if not appreciate).

In terms of hive, 8.31 is probably a bit low but like you said — another factor is that you’re supporting new authors which will ultimately drive the value of the underlying HIVE.

Everything’s relative but imo 8.31 + supporting new authors seems like a good deal

Posted Using LeoFinance

You are forgetting that Hive itself has around 7% inflation, so in that light, your 8% APR is really only about 1% gain.

Posted via neoxian.city | The City of Neoxian

I was going to say that's pretty good until the reminder from Neo down below!

But 1% is still better than Barclays.

And it ain't fiat, or corporate!

Posted Using LeoFinance

It is a difficult thing to decide, trail following and delegating does make sense as an account grows, or as the value/price of hive increases. I am thinking that 5000 HP, (which I will have soon), is a good point to be thinking about these things. I hope to be able to keep my own personal vote value at about the $0.23 price at a 25% vote range. This allows me to cast a vote and feel I am giving my two cents so to speak. I currently have a few delegations out, family support and others, and will need to start thinking soon about the HP loan/lease and trail following.

For smaller accounts I have to agree if a person wants to be an active member and grow their account I think it is best for them to keep their vote power and to use it on stuff they like. Th amount of HP a person holds does have a dramatic effect on curation rewards. My curation rewards increased 65% from the delegations you and others gave me for the Earn Cryptocurrency challenge.

I wrote posts about this when curangel launched and showed it's ROI but they got downvoted to zero by newsteem that run it.

8% is a good return in general but for HIVE, it's a little shit. I see people saying that banks only pay out less than 1% but what was the price of STEEM this time last year? Pretty sure a dollar is still worth a dollar.

I personally feel sorry for people that delegate to curangel.

We aren't even positive it is going to new blood. It could be going to people who realize playing the noob card is more profitable when their older accounts stop growing. For example posting 3x a day with one account is boring, but posting every second day with 6 different accounts can be very profitable.

8.31% APR isn't exceptional considering the inflation. I would want at least 10%. Also, we need to consider the volatility of Hive. Will it continue to increase in price? It could go down or it could stay the same. There is also 83 million Hive in the dao and if that moves anywhere other than null, better be well worth it or whoosh it's like satoshi selling his bitcoin.

I think people should just do what they want unless their goal is to maximize rewards.

I was delegating to curangel for a bit. Nothing big, just like 500 HP...But I decided to go a different route and discovered (I know, I know, I suck...) actually following certain accounts by using hive.vote.

Like I said...I suck for taking almost 3 years to figure that out lol

My APR has gone up and so has my rewards almost daily. I keep it manageable, and only really 'follow' a few accounts to upvote. So far it's been working, but I still love the manual curation angle....No idea if it's working or not lol

It isn't about APR, it is about engaging with the people you like and writing about the content you enjoy.

Or in the end, it wasn't about how they all ended up on the same catamaran, richer than they could ever fathom, but the friendships they made along the way.

I think 8% is fine, As long as it's higher than inflation it's all good.