RE: Curious why the big drop in Bitcoin today? You can thank the dollar...
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Exactly. I remember back in the day when it would take me over a week to get my cash available to be be used on Coinbase. I think now they let you purchase stuff as soon as you transfer, which is better. The ideal option is to have some already there and ready to go.
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Coinbase still says transfers can take up to 3 days, but usually it is matter of minutes, even outside banking hours. I'm using simple wire transfer as the fees with credit card are higher... For wire transfer, the fee is about 0.18 USD when converted from EUR, for credit card it is about 2.42 USD (1.99 EUR).