I think that the HBD with an annual interest rate of 10% is very good, since it could encourage users to save money.
But there is also the problem that it is not stable at all, since a few months ago it was trading below the dollar, and right now it is at 1.67. So instead of doing good, it can be a tool for speculators and pump and dumpers, as I think is happening with the SBD.
So if it is eliminated I think it would be of more benefit to the HIVE, and we could finally see it at 1 dollar or more.
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