RE: Looking at returns for HBD.
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12% compared to nothing is a steal. The road map to achieving your goals and spreading of investments, is a good approach. Not financial advice but sound financial principals In this post
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I don't do financial advice but these are my crypto principles which i lay out so that others can see.
Money sitting there earning nothing is just a waste when there are better options out there like HBD at 12%. It's a no brainer.
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