The Importance Of Having A Contingency Money Plan ( Part II)
Human beings are unpredictable, and so are our choices, likes, and dislikes. Somebody might be the reason you're employed, the next day, they might just be the reason you're getting sacked.
Our lives are a representation of financial errors but because we're humans it'll be difficult to completely spot where we've made money mistakes, simply because our sentiments drive most of the things we do or accomplish.
In reality, There's no continuity to goodwill even if our actions are meant to be positive, impactful, and productive. This is to say that, we cannot "bank" our intentions. The intentions we have initially before taking a course of action can be changed by some underlying factors and unfavorable conditions.
For example, COVID made people lose their jobs, and some of the people who had to type the sacks letters are originally good people, who are having to do terrible things due to the economic circumstances at hand.
The fact that they decided to sack people and deprive them of their means of livelihood wasn't their intention, even if it was these same people who gave these sacked people the employment they had.
We cannot place certainty on the intentions of people and this isn't because life happens, death can happen too and renders any binding intentions to be null and void.
The first time I had the opportunity to get a degree, my father was alive, but barely one month into school, he died, and initially, he intended to be my sponsor, while his intentions were positive, death happened and rendered that intent void.
Why Is Accountability So Difficult?
Sometimes people make the mistake of building their life on the intentions of others. While this isn't bad, in life, there's nothing more certain than being the handler of your own life and to do so, you'll need money to execute life's plan and this is why money should be acting as a contingency plan in whatever we're choosing to do in life.
In reality, this isn't the only aspect. Because we can be erratic and completely unstable in our decision-making, it's difficult to completely inject accountability into every one of our decisions.
We cannot hold others accountable for their intents especially when their intentions can only be felt, it's not binding, nor signed in a document.
Money: The Ultimate Validation
There's practical instability to every human plan, this is why our emotions need to be in check the moment we become rich or poor. Becoming rich is something that changes people.
A lot of people I know have made monetary promises to others because their financial situation unexpectedly changed beyond reckoning, but most times they fail to meet up to these expectations, even when these people they've made promises to have tilted their lives to be recipients of this goodwill. It's the same with being poor.
I know people who made decisions to never date or marry women who are materialistic, but immediately they become rich all these changes.
Life: Full Of Incidental Expenses?
This is to say that our intentions are a present representation of who we temporarily are. Sometimes, we're changed completely the moment something different happens to us, this is why everyone requires a form of financial stability because this is the only thing that is steady and binding.
This boils down to the fact that money saves our blushes because we're living ordinary lives. Life's full of incidental expenses sometimes, having bigger plans saves us from ordinary problems we wouldn't have ordinarily envisaged.
Then we're left with having to worry about money especially since it's not the easiest thing to have. I know we hope and wish that bad things won't happen, but again, we cannot place a 100 grand on our hopes as it's an expectation that's highly built on nothing.
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