RE: And this is what I keep telling friends who are interested in making s ...

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I recently suggested a portfolio for friends. The conversation on zero or hero, risk tolerance was a big part of it. They ended with a riskier portfolio than I would've normally suggested.

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Good on them on taking such risks, but I do hope they know what they're getting themselves into.

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Not really, but they'll learn and it's not a shocking percentage of their portfolio in total.

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