Retirement planning goes beyond money
We all usually think that retirement is all about having a corpus fund but it is not all about money or it is not just about money alone. There are so many things we have to consider before retirement. The after retirement is not going to be a pleasant one if we don't have a concrete plan. This is something that I have heard from many people. People are excited about this retirement but some people fear that they will lose their activities and routines because of retirement.
According to me, retirement is something that will change our routine from doing things that are needed to doing things that we like the most. We might have been following a routine and life just to earn money but when that purpose is over and we are on the next path of taking rest, that is when it is important to understand what it is that we like the most and what we should be doing in our lives to be happy.
Money can buy happiness to some extent but not to the fullest
We might think that if we have enough money with us, it can bring us happiness to the fullest but it is not the case. People who have almost everything in their life is the one who usually fears the most and is unhappy. They can buy anything in their life with money but not happiness and peace. That's another reason why we have to plan our life properly after retirement. We can think about helping someone who is in need if we have enough money to spend for others.
We can buy things that we want with the money. We can also travel to places we would like to visit. These are a few things that can give some temporary happiness but for permanent happiness, even money is not the answer. They say happiness is something that has to come from within. Giving also gives joy. When people give to others a lot, they find themselves filled with happiness that will take them through their life. Earning some good people in our life is also very important. When we are at a tough time by health or by mind, only good people around us will help us heal. Money might help cover the cost but not a real healer.
Staying engaged
Usually, after retirement people would like to take a rest but that doesn't mean that we have to refrain from happiness in meeting friends and going out or even have another job that will give us happiness. People switch careers in such a way that they do things they like the most after they are done with their primary job. Pets are a very good distraction to spend time on. People might even think about homesteading. Growing our own food gives good peace of mind and happiness.
Engagement is very important and especially when we are surrounded by many people around us, it gives more happy hormones to us and keeps us healthy. I know someone who took trekking as their hobby after retirement. Of course, he retired in his early 40s and did not want to go to a job after that. There are also people who walk a lot after retirement meeting people and having communications with them. So, ultimately staying engaged is the key.
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An interesting video with some food for thought on this topic is this one:
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Some people in the part of the world sees retirement as a period to rest and sleep all day.
But, I feel it's more than that.
You make open up a business after retirement.
This is a really good post and a great reminder that once you retire.. you gotta still be doing something to stay happy!
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For sure crypto space and Hive blockchain in special has no age when it comes to users. Thus, being retired you might find great communities around and stay connected in the domains you are interested in.
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All you are saying, money is still the major source of happiness. Yes!!, it isn't everything but without it, it is worse. So, basically if anyone wants to have a happy and peaceful life after retirement, such a person should have a huge plan on how to get enough money before retirement.
You can't engage with people a lot without having money, your moral will be down. You can try a new career without money, to help you out. You can't help other people, without having money. People won't be around you, if you don't have money.
So, to have a good retirement life, we need to plan on getting enough money, so we can have peace of mind, and do things we want to do and not worry about, how we are going to survive next month or next week.
I understand your point @bala41288 but in truth, we should plan for retirement money, because not having enough money when retired, is a life that may be full of sadness, depression and regrets.
Yea, you’re right on your take bout money and happiness. This life is full of plenty of other things that gives happiness apart from money. Engaging in society develops one’s mindset especially at the age of retirement. Walking/jogging is something I would love to do too. In fact, any form of exercise is highly welcomed.
I think just removing the forced need to work is great by itself. Even when I become financially independent, I would still think I would just do what I like. As of right now, it looks like engaging on HIVE seems like the way to go. Your winning on both ends by doing so.
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You are absolutely right, retiring without having a life plan for that period is not a good thing. I've seen people who got ruined when they retired… So, as far as I'm concerned, I really don't think this will happen to me. I already know what to do if I were retired
I totally agree with you at this point. To me, retirement means giving yourself and your loved ones more time.